401K Plans Make Sense for Small-Medium Businesses
Businesses of all sizes are concerned about recruiting and retaining top talent in a tight labor market. It’s essential to their growth. Retirement plans like 401Ks can help companies more effectively compete for talented workers as well as providing business tax and financial advantages for owners.
BUT small-medium businesses often mistakenly dismiss this powerful tool. Some don’t understand the advantages. Others believe that it’s too time consuming, complex and costly to offer the 401K benefits to employees. Still others are scared off by the fiduciary responsibilities.
A Simpler Way to Setup & Operate 401K Plans
Working with a company like SMB Business Advisors (SMB) can help you overcome these challenges. We make it easier for you to setup and operate 401K plans for your employees with flexible, turnkey solutions from Guardian Retirement SolutionsTM
Guardian Retirement SolutionsTM from SMB
SMB focuses solely on serving the unique needs of small to medium businesses like yours.
We chose Guardian Retirement Solutions™ because they can provide our small – medium Clients with access to services typically reserved for large retirement plans. With Guardian Retirement Solutions™ we offer our clients:
Flexible employee retirement solutions
Services that can help reduce fiduciary risk and administrative complexity
Customer-Focused service and support they can count on
The customer call center has been recognized for providing “An Outstanding Customer Service Experience” by J.D. Power Call Center Certification Program.SM ”
- Trusted solutions from a company with 150-Year heritage of promises kept
A Turn-Key Solution with Built-in Flexibility
We can help you select the flexible Guardian Retirement Solutions™ option that work best for you and your employees. Our retirement solutions offer access to:
- Support for multiple plan designs including 401(k)s
- 2 funding vehicles
- Robust, independent fiduciary support services
- A network of Third Party Administrators (TPAs), organizations you can hire to run many of the day-to-day aspects of your retirement plan
- Educational support to help you, your employees and other participants plan, save, and invest
- Diverse and well recognized investment options— choose from 140+ investment options
- Efficient and dependable participant-level recordkeeping
- Implementation, enrollment, and on-going customer service
Guardian Retirement Solutions™ refers to the administrative support services, including participant recordkeeping as well as marketing, enrollment and educational materials, provided by GIAC in conjunction with the individual and group retirement products issued by GIAC.